Does your workplace need disability insurance? This question might not be top of mind when you're thinking about employee retention at your insurance workplace, but for employees who need it, disability insurance can be a lifesaver.
Do your employees really need disability insurance? Disability insurance might seem like a deluxe perk of insurance jobs, but it can be very valuable to your employees if they end up requiring it.
Who needs life insurance, anyway? For Millennials who are entering the family-building years, this has become a pertinent question.
Congratulations! Amidst all of the celebration of a retirement, there's something lurking at the back of your mind. Have you effectively managed your employees' transitions during this time of change?
Change is hard, there’s no doubt about that. But if you want to grow your business and acquire new clients, you’ve got to stop making the same mistakes over and over again.
It is a common belief amongst today’s consumers that Long Term Care Insurance is too expensive. In addition, they also worry about paying for a product that they may not even need, or end up using.
Surprise! The images that come to mind when you hear the word “surprise” typically involve colorful frosting, shiny wrapping paper, and warm memories with the best of people. However, when “Surprise!” is thrown into the Life Underwriting process, what comes to mind is not nearly as fun and enjoyable.
Recently, a major disability insurance carrier ran a 20-year income projection assuming a producer wrote just one disability insurance app per week, with an average premium of $2,000 a year. The total income to the producer over that 20-year per ended up accumulating to over $6 million!
Term Insurance is often used as a cost effective way to replace income, repay debts and/or provide a legacy in the event of a premature death. In addition to these great functions, there are certain term insurance products that can provide your clients with more comprehensive benefits while they are still alive.
Agents, what's your retirement plan? Planning for retirement is one of the most important financial challenges you will face. If you’re like most people, you increasingly understand the need to supplement your retirement through your own savings efforts. Social Security and company – sponsored pension plans may not provide sufficient income for your retirement goals.