Recently, a major disability insurance carrier ran a 20-year income projection assuming a producer wrote just one disability insurance app per week, with an average premium of $2,000 a year. The total income to the producer over that 20-year per ended up accumulating to over $6 million!
Term Insurance is often used as a cost effective way to replace income, repay debts and/or provide a legacy in the event of a premature death. In addition to these great functions, there are certain term insurance products that can provide your clients with more comprehensive benefits while they are still alive.
Agents, what's your retirement plan? Planning for retirement is one of the most important financial challenges you will face. If you’re like most people, you increasingly understand the need to supplement your retirement through your own savings efforts. Social Security and company – sponsored pension plans may not provide sufficient income for your retirement goals.
Your clients’ most important asset is not their home, car or other possessions. Think about it: their plans for the future depend on their income – from buying a home to putting kids through college to saving for retirement.
For many individuals, term insurance is an affordable way to protect their income during their working years, or to protect a financial obligation, such as a loan or mortgage.
As insurance agents, you are well aware of the importance of covering major disasters that could cause huge financial costs. You may sell home insurance, car insurance, life insurance and health insurance, but what about disability insurance?
DSI’s advisors talk to thousands of money managers, financial advisors and insurance advisors every year about their Disability Insurance coverage. Like all small business owners, the risk of becoming disabled by an illness or injury is one of the biggest risks you face.
CPS Insurance Services simplifies the sale of Annuities, Disability Income, Life and Long Term Care Insurance products for agents across the country.
You know how they say there are only two guarantees in life, and taxes is one of them? Well, this is about the other one. To be clear…. death. It’s perfectly okay if talking about this subject with your clients makes you uneasy. It’s that way for most people.
What if you could offer the lowest premium on any Term or UL policy nearly every time? Would it lead to more business? Perhaps, help salvage a sale?