E&O Insurance

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Errors & Omissions Insurance for Insurance Agents

At the American Agents Alliance, we’re independent P&C agents ourselves. Our E&O insurance program was built BY insurance agents, FOR insurance agents. Unlike many other E&O programs, there is no aggregate program limit in our E&O program. It’s incredibly easy for you to quote and bind high quality, affordable and admitted E&O in minutes.

Our Errors and Omissions Insurance for insurance agents and brokers is a type of professional liability insurance designed to protect your company and employees from the financial burden that comes with lawsuits.

The Key Features

  • A-rated & admitted carrier
  • Special rates for new agents – as low as $650
  • Monthly payment plans
  • Cyber liability extension included
  • Affordable premiums
  • No aggregate program limit
  • No charge for support staff
  • Discount for agencies with 50% or more staff who maintain CIC designations
  • Deductible waiver endorsement available after participating in the program for 3 years

What's Covered

  • First dollar defense; deductible applies to damages only
  • Defense costs outside the limit of liability – subject to a cap of $1M
  • Limits up to $3M each claim / $5M aggregate each agency
  • Court expenses and the court-ordered settlements that result from the cases (up to the maximum amount specified in the policy)
  • Limited EPLI coverage available
  • Employment practices wrongful termination liability coverage available

These descriptions of coverage are abbreviated and are subject to the terms, conditions, and exclusions of the actual policy, which forms the contract between the insured and the insurance company. Available coverages, credits, and options may vary by state. Brown & Brown Program Insurance Services, Inc. dba CalSurance Associates 0B02587.

Get a no-obligation, online quote in 10 minutes or less.

Who needs E&O Insurance?

Companies and professionals that offer services are the ones who’ll benefit from an Errors and Omissions insurance policy. Attorneys, wedding planners, stylists, PR managers, architects, and computer technicians can all be brought to court by customers who are unhappy with their services. To ensure that they can afford to face the charges and protect their company from financial repercussions, they can file a claim on their E&O Insurance and receive additional funds for their litigation costs.

Insurance agents, investment managers, and financial advisors are just as vulnerable to lawsuits, if not more so. There are no guarantees that investments and financial products will be successful every single time. Even if clients are aware of the risks when they opt-in on investments and insurance policies, they might still feel slighted when things don’t happen in their favor.

This is why we offer insurance agencies and independent insurance agents E&O insurance protection. It is for their — and your — peace of mind. Receiving a lawsuit alone can give you immense stress and worry. You shouldn’t have to worry about money as well when you can have a sound solution right here, from the American Agents Alliance.

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E&O Cost

How much does E&O Insurance Cost?

Are you hesitant to get an umbrella policy for your agency because of the cost? Don’t be. The American Agents Alliance offers competitive prices for individual and corporate clients. New clients, for example, can take out an E&O insurance policy and pay premiums as low as $650.

The cost of E&O insurance, however, depends, on the number of agents working in your office. There are special rates for new agents and discounts for agencies with 50% or more staff who maintain CIC designations.

E&O Articles

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casualty insurance agent, get a no-obligation quote.
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financial blows of a class-action lawsuit.

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