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Introducing the Private Flood Alternative (PFA) and PFA+Plus

Get Flood Insurance That Fits!

Now you can get what you really need—expanded flood coverage, more deductible options and online quoting without an Elevation Certificate with expert claims management and so much more…

PFA+Plus™ joins The Private Flood Alternative™ (PFA) as a new private flood product that does NOT require an Elevation Certificate (EC) with NO waiting period. It offers dwelling coverage up to $1 Million, other structures up to $100,000 and personal property coverage in either RCV or ACV—your choice! PFA+Plus™ offers HO3 type flood policy coverage, including additional living expense or loss of rents that exceeds the NFIP and meets all lender requirements.

PFA+Plus™ is open now in California, Washington, Texas, Louisiana, Pennsylvania, New Jersey, Florida and Mississippi along with Wright’s original Private Flood Alternative™ (PFA) and will open in additional states in upcoming months.

PFA+Plus™ is the latest private flood insurance product to join Wright Flood’s comprehensive product line of private flood, excess flood and NFIP Flood and is underwritten by Hiscox syndicate at Lloyds, London with an AM Best A XV financial rating and offered as a surplus lines product.

If you are already quoting The Private Flood Alternative™ (PFA) no additional contract is needed. If not, sign the private flood contract today. Contact your Regional Sales Manager RSM, Robert Pichay at or 727-410-1666 with questions and to begin quoting PFA+Plus™. Finally, flood insurance that fits!

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