All businesses should have an emergency plan in place in the event of a natural disaster, such as an earthquake, flood, hurricane or tornado. Even those who own and operate insurance agencies and who are, as a result, covered fairly well by their own policies, should be prepared for an emergency by having an emergency preparedness and disaster relief plan in place.
Start by establishing a protocol for your employees to follow in the event a natural disaster occurs. This can include directing employees to use their mobile phones to check in with a central messaging service based in a different geographic location unlikely to be affected by the same disaster. Decide prior to an incident where employees should meet if cell service fails. If you live in a tsunami zone, instruct your employees on the safest evacuation routes. Back up all business files to an off-site or cloud-based server. This will allow you to continue operating your business once the dust settles.
If you are interested in learning more useful information such as this to benefit your insurance agency, American Agents Alliance can help. Contact us today!