Sponsored Post
Even as markets start to soften, the need for dependable property insurance capacity is still a lifeline for independent agents. According to First Connect’s 2025 State of the Industry Report:
- 86% struggle with product availability in their markets.
- 70% cite challenges getting timely quotes.
- 34% identify market access as having the biggest impact on their business.
From market and product access to ease of doing business, independent agents have high client expectations to meet while also navigating increasing DTC competition.
That’s why the right capacity—delivered by the right partnership—can provide meaningful leverage for agents in catastrophe-exposed markets. That’s what producers are experiencing ever since SageSure, the leading MGU for cat-exposed markets, acquired GeoVera, the gold standard for residential earthquake coverage.
Solving the CHALLENGE OF Hard-to-Place Risks
For many producers, market access has become a moving target. When standard carriers pull back from coastal zones or seismic areas, it leaves a void in the agency’s portfolio. The SageSure-GeoVera partnership is designed to fill that gap with a specialty property MGU model that thrives where others retreat.
By combining SageSure’s broad property solutions with GeoVera’s expertise in earthquake risk, agents gain a massive competitive advantage:
- Data-driven underwriting: Sophisticated risk analytics allow us to identify profitable segments of business for producers and offer competitive rates for policyholders.
- Catastrophe risk expertise: Deep catastrophe risk underwriting expertise ensures policyholders are well-protected for the real exposures they face.
- Long-term stability: Insurance parters are highly rated, have a track record of consistently serving their regions, and have the financial stability producers and policyholders depend on.
MGU market access is often more valuable than a traditional carrier appointment because MGUs are built for agility. They maintain partnerships with multiple carriers, ensuring that your agency always has a path to placement:
- GeoVera allows agents to offer specialized protection that standard homeowners policies simply don’t cover.
- SageSure provides stable, non-admitted and admitted options required to protect homes in the path of the storm.
By combining expertise, resources, and scale, GeoVera and SageSure are positioned for long-term stability where capacity matters most. That stability helps you build stronger books and deliver consistent solutions to policyholders.
Secure Your Capacity Today
You don’t have to choose between enrolling with SageSure or GeoVera. When you are enrolled with both, you get more products and more opportunities, including:
- Access to more states or coverages.
- Broader eligibility for your existing customers.
- Greater flexibility when navigating tough placements.
- An extensive suite of tailored catastrophe risk solutions for residential and commercial property.
- The industry’s best earthquake coverage in your toolkit.
Plus, both GeoVera and SageSure are committed to the success of their distribution partners and believe independent agents play a critical role in informed risk selection, customer advocacy, and long-term resilience. That belief hasn’t changed—and this partnership reinforces it. Producers aren’t an afterthought in this strategy. They’re essential to it.
Ready to expand your reach?
The market won’t wait, and neither should your clients. When 86% of your peers are struggling to find products, your enrollment with MGU partners that prioritize property insurance capacity is your biggest competitive advantage.
