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Hurricane Preparation Tips For the Off-Season

If you live or service policyholders who live in an area affected by hurricanes you already know the importance of preparation. And the off-season is a good time to focus on preparing for the upcoming change in weather. Read on to learn hurricane preparation tips to share with your policyholders so they can prepare for storms during the off-season.


Hurricane Preparation Tips for the Off-Season

It is better to prepare for the start of hurricane season before it begins. Sometimes early season storms strike with little warning and can cause damage to homes and businesses. Homeowners and business owners can follow these tips even during the off-season to get a head start on hurricane preparedness before the storms come:


Check hurricane supplies and replenish hurricane kit.

Policyholders should check their emergency supply kit and restock any malfunctioning or missing supplies. Anything used up or depleted last year during a storm should be replaced. Some states have disaster preparedness sales tax holiday weeks when consumers can purchase emergency hurricane supplies without tax, like Florida and Texas.

Agents can help their policyholders by providing them with hurricane kit checklists and the timing of any tax-free weeks in their states. Remind policyholders to check and restock their emergency kit at least yearly — and to replace supplies during the season if they use any. Remember to check batteries and include pet supplies.


Finish home improvement projects.

Some homeowners or business owners take advantage of the hurricane off-season to work on their homes or properties to better protect against storms. Consider adding hurricane shutters or replacing windows, doors, and garage doors with ones that have hurricane ratings. If there is damage from last hurricane season to roofs or shingles, the off-season is a good time to repair these damages. Trim trees and shrubs and consider whether outbuildings need reinforcement.

Agents should work with their policyholders to discuss how to approach repairs and home improvement projects during the off-season to be better prepared for hurricane season. Investing in better doors, windows, or a new roof may be a sound investment, especially in coastal areas that often experience hurricane or tropical storm conditions.


Consider any unique needs or circumstances.

Some policyholders may have unique needs that make storms even more challenging. For example, a homeowner who relies on having power to operate needed medical equipment might need to consider an early evacuation plan or purchase a generator during the off-season to prepare for power losses. Someone who has pets should know which hotels accept pets during catastrophes and should consider their pets medical and dietary needs in advance. Anyone who takes prescription medications needs to plan for an emergency supply.

Agents should discuss any unique needs with their policyholders to better understand and brainstorm possible solutions. Planning during the off-season is much less stressful and allows your policyholders to create a thorough plan rather than rushing to find solutions during a crisis.


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